![]() ![]() Cash withdrawals are usually limited in accordance with your bank’s policy.Note that issue of credit cards for individuals-non-residents is not allowed by current Ukrainian law. In addition, you can indicate daily limit for transactions from your account (can be changed at any time upon your call to the bank). As an international student, you do not fit neatly into any category set by US banks,and it will be easier to deal with any complications in person. ![]() Generally, wired funds are available immediately, but the holdon checks (local, out of state, and foreign) varies by state and by bank, and can be several days to a weekor even longer.How to Open a Bank AccountAlthough many banks advertise that you can open an account over the phone or online, you should plan to openan account in person. You will also want to find outhow long it will take to “clear” a check, meaning how long from the time you deposit a check in your accountuntil you are allowed to withdraw the funds. Find out whether the bank offers interest on checking accounts, what the interest rate isfor savings accounts, and whether the account offers overdraft protection. You might also try to find a bank with a branch close to your campus.You will want to compare services and costs of several different banks before choosing one at which to opena bank account. If a bank is used toworking with international students, the process of opening a bank account will run much more smoothly foryou. As an international student, you will probably not need a savingsaccount.How to Choose a BankAsk your school’s international student office or check their website to find out if your school has arelationship with a specific bank to which they refer their international students. ![]()
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